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December 2021

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Source: www.indonesia.travel

When deciding to vacation in a place that takes more than one day, of course, you need an inn. Including if you travelers from archipelago and abroad are on vacation in Jogja. So, you can search for hotels in our recommendations that are nuanced nature and rustic.

  1. Sumberwatu Heritage Resort

The right place to explore Indonesia in the past, is a sentence that can describe the source of Watu Heritage, because it is located in the Prambanan area that is rich in the temple. It is said that this place is right on the Boko Hill, which is one of the central government in the ancient Java era. The charm of Prambanan Temple with a background of Mount Merapi, you can get if you stay at this place. Also, take time to relax at Infinity Pool while enjoying very enchanting scenery. The gate was made to resemble the Queen Boko temple, with several villas behind him. The location is quite close to Adisutjipto airport.

  1. Sambi Resort Spa

The location is at the foot of Mount Merapi, it becomes its charm. In Sambi Resort Spa, you will find green trees, beautiful little rivers, rice fields, butterflies, cool harvests, and hospitality. The rooms are separated by a beautiful park designed to resemble a bungalow. The hotel also offers a spa and golf course to equip your vacation. The address is on Jl. Kaliurang Km.19.2, Sambi, Pakembinangun, Kec. Pakem, Sleman Regency, Special Region of Yogyakarta.

  1. The Westlake Resort

The Westlake Resort combines traditional touches, easy access, and also natural beauty. The hotel is surrounded by a green stretch of rice fields, with her rooms scattered around the artificial lake. For the building, a modern colonial mixture and also Java. Facilities offered there are a swimming pool, bicycle rental, and five-star restaurants. If you want to enjoy a romantic twilight, then take the time to go to the lake made to look at the orange sky that combines with dim lights. The Westlake Resort address on Jalan Ringroad Barat Bedog, Baturan, Trihanggo, Kec. Gamping, Sleman Regency, Special Region of Yogyakarta.

  1. Queen of the South Resort

“Jogja flavor bali” is the right nickname for Queen of the South Resort. Because the location is directly adjacent to the Indian Ocean. The pool faces directly to the Indian Ocean, so the charm of Sunset and his arms are reluctant to be abandoned. You can enjoy the southern sea view from the room. It is only about 2.5 km from Parangtritis Beach, making this place worth being referred to as the Raunya South Coast Hotel Jogja.

Queen of the South Resort address in the village Jl. Parangrejo No.13 / RW 13, Parang Reja, Girijati, Purwosari, Gunung Kidul Regency, Special Region of Yogyakarta.

  1. Blue Garden Yogyakarta

Blue Garden Yogyakarta offers a beautiful rural joy, because beautiful rice fields surround this place. The pool immediately overlooks the rice fields. Enjoy sitting by the pool accompanied by a glass of fresh drinks while enjoying dazzling dusk. The address of the Blue Garden Yogyakarta on Jl Bibis, Lemakbang RT.02, Gendeng, Bangunjiwo, Kec. Poor, Bantul, Special Region of Yogyakarta.

  1. The Cangkringan Resort & Spa

Complete facilities and on-site golf courses and locations facing directly to Merapi provide a romantic atmosphere at The Cangkringan Resort & Spa. The hotel has an international standard room in the main building and a separate villa from the main building. Both of them do not miss offering natural scenery that spoils the eyes. You can also relax in the pool with natural treats in the form of a panorama of Mount Merapi and the cool mountain. The location is not far from Ledok Sambi Ecopark, namely the paradise of outbound lovers in Yogyakarta.

The address of The Cangkringan Resort & Spa on Jl. Raya Merapi Golf, Plosokerep, Umbulharjo, Sleman, Sleman Regency, Special Region of Yogyakarta.

Whether your trips take you to a long stroll on beaches, delicious cuisines, relaxing spas and resorts or urban attractions, extra research will give you the best experience for your visit. Get to know more about Yogyakarta by visiting Wonderful Indonesia.

Many life insurance buyers in India prefer buying a term plan over other life insurance products mainly because it is easy to understand and affordable. In the event of your untimely demise during the policy period, the insurance company pays the death benefit to the family in a lump sum. 

Even though many experts suggest term insurance is the best life cover anyone can have, you must know how it works and its terms and conditions. You must know that term insurance too has specific limitations, and it does not cover all kinds of death; there are certain exceptions. This write-up discusses the types of death that are not covered by term insurance. 

Natural calamities

Natural catastrophes like floods and earthquakes can cause immense loss of life and property. And if your death occurs due to such calamities, the insurer can refuse the claim. You must be aware of the policy terms and conditions and update the beneficiary about the same. This will help them avoid filing a false claim in the future. 

Terrorist activities

In the event of your unfortunate demise due to a terrorist attack or other terror activities like a bomb blast, the beneficiary cannot claim the term insurance benefits. Ensure that you read the terms and conditions carefully and be aware of the exclusions. 

Undisclosed illness or lifestyle habit

When you purchase a term insurance policy, it is paramount that you disclose the details of your health condition in the application form. You must list down the details of your illness and any lifestyle habits such as smoking and alcohol consumption, which may have harmful effects on your health. 

However, if you do not disclose such details, and if the insurance company finds out that your demise occurred due to such illness or lifestyle habit, the insurer has the right to reject the claim. Hence, it is vital that you honestly mention the details of your condition while you buy the policy. 

Accident unless covered by a rider

Accidents can happen at any time, sometimes leading to fatal consequences. And generally, a term insurance policy does not cover death due to accidents. However, you can get coverage for such death by purchasing an additional rider like an accidental death rider. Unless you have such an add-on, your family will not get coverage against it, and their claim request will be rejected. 

HIV/AIDS

The insurance company will not honour the claim that your family members may file if your death occurs due to HIV/AIDS or any other sexually transmitted disease. This is because STDs and HIV are classified as permanent exclusion from term insurance cover. 

Suicide and self-inflicted injuries

If you commit suicide during the first 12 months of the policy period, the beneficiary can receive about 80% of the premium paid. However, this condition is applicable only if the policy is non-linked. 

If you have a linked plan and commit suicide within 12 months from the date of buying the policy, the beneficiary can get 100% of the premium you have paid. 

However, if you commit suicide after one year or death occurs due to self-inflicted injuries, the insurer may pay the entire sum assured or a certain percentage of the death benefit as per the policy clause. However, some insurance companies do not provide coverage for suicide. 

When you buy a term insurance policy, you must read the policy terms and conditions carefully before signing the policy papers. Having the right knowledge of inclusions and exclusions can help you and your family prevent discrepancies during a claim.