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Maruti Suzuki is very popular in the second-hand car market, thanks to its incredibly low running costs and high reliability. Buying a used car is often like shooting in the dark unless you are sure about the condition of the vehicle you choose to buy. When it comes to purchasing a used car, most buyers find themselves to be a little unclear as they are not always aware of how to buy a used car. 

If you are looking for a pre-owned sedan, Maruti Suzuki is a recommended brand to choose. In the second-hand car market, your options for a Maruti Suzuki sedan include models like Dzire, Ciaz, Baleno (older sedan), SX4, Esteem and, if you are lucky enough, a Kizashi. 

Then again, why should you go for a Maruti sedan when there are plenty of other options available? Well, here are some reasons why Maruti Suzuki cars are pretty much the best used cars to buy:

Reliability

The ever-increasing number of Maruti Suzuki owners is a testament to the fact that it’s a highly reliable brand. It boasts of the greatest number of real testers driving its cars as it is inevitably the most sold car brand every year. One cannot maintain such a sales record for decades with ordinary cars, isn’t it? When you are looking to buy used cars, you truly get to know the worth of the Maruti Suzuki brand. 

Mileage

A critical reason why Maruti should be your first choice is its highly fuel-efficient cars. Right from its entry-level cars such as Alto, Ciaz to its premium S-Cross SUV, all are known to consume less fuel per kilometer. When you have great fuel-efficiency along with reliability in a car, do you really need anything else? 

Maintenance

Often when listing down low maintenance cars, four out of five are Maruti Suzuki’s. They are easy on the pocket when at the service station too. It is one of the most important reasons why Maruti cars are the best second hand cars to go for. 

Massive dealer network

Maruti Suzuki’s dealer sales network has more than 3600 outlets across 1861 towns and cities. So, if at all your Maruti breaks down anywhere, you are more than likely to find an authorized service station nearby. Even if you don’t, every garage can repair a Maruti car. Another advantage of a good network like Maruti’s is the easy availability of spare parts in remote locations as well. 

The carmaker also has a good network of True Value stores. You can buy used Maruti Suzuki cars from these outlets that also assist you in getting a used car loan. Check your monthly instalments using used car loan EMI calculator to plan your budget wisely.

Brand resale value

Some people buy used cars to hone their driving skills before they upgrade to newer cars. Most of these cars are then resold in the market as a third-hand car. A car from a renowned brand such as Maruti Suzuki will fetch you more value than any other brand in the resell market for sure even if yours is already pre-owned. 

Take advantage wide range of used car loan at attractive interest rates and drive home your dream car.

The central idea behind introducing the Udyam Registration, previously called Udyog Aadharwas to simplify the tedious process that business owners had to go through to register or enlist their business as an MSME.

About Udyog Aadhar

Udyog Aadhar or Udyam Registration is an identification system, particularly for MSMEs. It is a Government registration system that offers a recognition certificate and unique number to certify micro, small and medium enterprises. By registering your business via MSME Udyog Aadhar or Udyam Registration, you can enjoy numerous benefits that the Government offers for MSMEs. 

Udyog Aadhar Registration Process

The process of Udyog Aadhar registration is entirely online and based on self-declaration. It is also free of cost. Before you register your enterprise under MSME Udyog Aadhar, check whether your business fits the eligibility criteria. Given below is how enterprises are classified.

Enterprise Maximum Investment in Plant and Machinery  Turnover Threshold
Micro-Enterprise Up to Rs.1 crore Up to Rs.5 crore
Small Enterprise Up to Rs.10 crore Up to Rs.50 crore
Medium Enterprise Up to Rs.50 crore Up to Rs. 250 crore

 

Easy Guide

Here is a simple guide for registering your business as an MSME. 

Step 1. Visit the official Udyam registration portal. 

Step 2. Select the “For new entrepreneurs who are not registered yet as MSME” option. 

Step 3. Enter your name as per your Aadhar card along with your Aadhar number. Then click on “Validate and Generate OTP.” You will get an OTP on your registered mobile number. Enter the OTP and click Validate. Doing this will validate your Aadhaar number.

Step 4. In the next step, select your organisation type, enter your PAN number, and click on validate. Doing this will validate your PAN.

Step 5. Next, you will need to provide your enterprise’s address, location, email address, mobile number, etc.

Step 6. You will also have to give your enterprise’s active bank account details. 

Step 7. The next set of information to be filled is the enterprise’s details. Mention your business’s main activity, i.e., ‘manufacturing’ or ‘services.’ Then submit the National Industrial Classification (NIC) Code for Activities and the number of people employed. After this, enter the amount of money you have invested in plant or machinery.

Step 8. After submitting all the particulars, select the District Industry center from a drop-down menu. After selecting, accept the declaration and click on “Submit and Get Final OTP”. Enter the OTP number and click the “Final Submit” button.

Step 9. After clicking on “Submit and Get Final OTP,” you will receive a registration number. Once the information is verified, you will receive an E-registration document in your email.

After registering your MSME with MSME Udyog Aadhar, you become eligible for benefits like getting a business loan at subsidised rates.

Whether it is for working capital or business expansion, MSME loans can offer you adequate finance quickly. To avail a loan, check your business loan eligibility and the documents required. 

Once you have checked your business loan eligibility, and have your paperwork in order, fill the application and get the funds in your bank account. 

With the vision to offer affordable housing to all, the Indian government has launched a variety of housing schemes. These schemes work towards providing easy home loan schemes so that the economically-weaker sections of the society can achieve their dreams of purchasing a home of their own. These affordable housing schemes allow potential homebuyers to avail a home loan through a housing loan scheme or purchase their own house at a price that is lower than what is offered in the market. 

Let’s get to know some government housing schemes. 

Pradhan Mantri Awas Yojana (PMAY)

One of the significant government home loan schemes that were launched to provide housing for all citizens is the Pradhan Mantri Awas Yojana (PMAY). The PMAY is a welfare scheme which aims to provide affordable housing to the society’s economically weaker sections. This was introduced to raise the standard of living of all social classes. Through the PMAY-U the Government intends to achieve its mission of “housing for all” in urban areas by 2022.

The PMAY scheme is a government home loan scheme extended through the Credit Linked Subsidy Scheme (CLSS) which offers its beneficiaries subsidy on home loan interest rates. This subsidised government home loan scheme allows the urban poor to avail of housing finance at cheaper ROIs. Based on the annual household income, you can qualify as a beneficiary under the- Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle-Income Groups (MIG 1 or MIG 2). 

You can avail of PMAY subsidy benefit under the following guidelines.

Beneficiary Annual household income Maximum home loan  allowed for availing subsidy Interest rate  subsidy Maximum loan tenure (in years)
EWS Up to Rs.3 lakhs Rs.6 lakhs 6.5% p.a. 20
LIG Rs.3 to 6 lakhs Rs.6 lakhs 6.5% p.a. 20
MIG-1 Rs.6 to 12 lakhs Rs.9 lakhs 4% p.a. 20
MIG-2 Rs. 12 to 18 lakhs Rs.12 lakhs 3% p.a. 20

 

As a beneficiary, you can use this housing loan scheme to complete the purchasing of your home. This housing scheme makes female ownership or co-ownership mandatory under the EWS and LIG categories and an optional clause under MIG-1 and MIG-2 categories. Furthermore, the houses that are built under the PMAY use eco-friendly technology and materials to lower the environmental pollution. 

Along with PMAY, there are other housing schemes introduced to assist people in purchasing their own houses. Some of them are given below.

Delhi Development Authority Housing Scheme

The Delhi Development Authority (DDA) has been bringing out housing schemes to provide housing to all, especially the economically weaker sections at an incredibly reasonable rate. Along with the income-based categorization for the apartments, the DDA housing scheme also reserves apartments for war widows, specially-abled, SC/ST individuals and ex-servicemen.

The Maharashtra Housing and Area Development Authority Scheme

The MHADA provide affordable houses through a lottery scheme. The MHADA offers affordable housing options in different cities of Maharashtra for people who do not have homes of their own. In this scheme, the houses are allotted based on income.

When searching to apply for a home loan under govt housing loan scheme like PMAY, head to Tata Capital. Before applying for a loan, always use a home loan EMI calculator to calculate your home loan EMI

 

With a plethora of options that you may come across online for your car accident claim handling needs, consider looking for an experienced and reputed tucson car accident attorney. Only an experienced and reputed car accident attorney would be competent to handle your claim against the shrewd insurance company lawyers. The car accident attorney would be suitable for your car accident claim handling needs without burning a significant hole in your pocket. The experience and reputation of the car accident attorney would play a significant role in helping you win the deserved compensation claim from the insurance company lawyers. 

The insurance company lawyers would deny the injuries incurred due to the accident, whereby denying the claim on the whole. It would be important that you should not be complacent with your choice of car accident attorney handling your claim in any way. The car accident attorney would be willing to handle your claim in the best possible way. The car accident attorney should not be experienced in handling the different questions and issues arising in the claim process. Therefore, when you look for a car accident attorney with experience, consider the kinds of cases he has won in his career. 

Apart from the experience of the car accident attorney, you should look for the reputation he holds in the legal arena. The reputation of the car accident attorney would be important for your claim. The insurance company lawyers would be aware about the reputation of the popular local car accident attorneys in the region. As a result, they would deal with the car accident attorneys keeping their reputation in mind. The car accident attorney having a reputation of winning claims through negotiations would not do go any good than the services offered by a reputed car accident attorney wining the claims through the court. 

Yogyakarta, or Jogja, because it’s often lovingly called, is much more than just a house to royal temples and palaces. It is the stories and deep civilisation during its foundation that describe why people keep returning and finding reasons to remain. From history to unforgettable tourism adventures, discover the soul and heart of Java.

Special Region of Yogyakarta

Among the country’s 34 provinces, only two have been granted ‘special region’ standing: Aceh and Yogyakarta. For the latter on, it means recognition and certain autonomies continue to be supplied to the monarchy of Yogyakarta, despite being a part of the Republic of Indonesia. That leaves town planning, governance, and cultivation of culture in the hands of centuries-old tradition performed by the monarchy.

Therefore, in case you think Indonesia’s empires are of a remote past represented exclusively by temple ruins and history publications, a simple trip to Yogyakarta will show you wrong. As traditional festivals and occasions have been knitted into the fabric of daily lifestyles, you are going to see how the Yogyakarta sultanate is not merely alive and well — it’s prominent.

The Imperial Complex of Yogyakarta

Still today, the imperial palace of Yogyakarta stays at the core of traditional life. The placemarks the focal point of this Sultan’s entire territory, as it creates an imaginary line with Mount Merapi at its northwest, the Yogyakarta monument, along with the mystical South Sea. This palace remains home to the royal household, but portions of it are open for visitors. Different ceremonial rites are still performed within its walls, a few days, others based on the usual almanack. The architecture of this grand palace reflects deep symbols and philosophy of the Javanese in every little detail. Sometimes you will spot Abdi dalem, the loyal servants and caretaker into the kingdom, using their meticulously regulated manners and attire.

The Wonderful Temples of Yogyakarta

It is impossible to talk about Yogyakarta without mentioning the ancient imperial temples within or near its land. Regardless of the Yogyakarta sultanate being formally Muslim now, the area still testifies to the height of impact in Buddhism and Hinduism throughout its previous civilisations. Borobudur Temple, the largest Buddhist temple in the world, is unmissable evidence of the episode in history. The temple complex falls beneath the region of Central Java. However, Yogyakarta remains the most popular hub for temple-hopping in the area. Besides, Yogyakarta and Central Java were one under the Mataram empire, so the legacy tends to be somewhat similar.

Another noteworthy temple in Yogyakarta is the Prambanan Temple. Constructed in the 9th century, this temple honours the Hindu gods, but largely Shiva, the god of devastation. The complex features countless individual rock temples and shrines, with intricate stone carvings throughout them. For people who wish to watch history come alive, then remain until dusk to see the glorious Ramayana ballet completed from the temple lawn.

Guardian of Life-style

Preserving and nurturing their precious ancient culture is a pursuit taken quite seriously in Yogyakarta. Both the sultanate and the private industry tend to adhere to the customs and traditions that elevated them. From ethnic restaurants which incorporate heritage recipes, to some village of batik-makers, culture is secured on all fronts. By still carrying out the intricate ceremonies and rituals of traditional Java, and instructing into the centuries, the sultanate continues to function as a cradle of Javanese civilisation that was once dominant across the island.

Modern Yogyakarta

Yogyakarta is a stronghold for culture and tradition. However, it manages to hit a balance between the traditional and contemporary. Throughout time, the monarchy has continued to demonstrate its readiness to adapt and adopt the best of both worlds. The traditional gudeg dish is now served in large fancy restaurants along with traditional warungs. Street art is available in many corners, perhaps alongside a home with elaborate classic wood carvings during its façade. And if your love of AC doesn’t allow you to shop at traditional markets, then there are always a selection of shopping malls and boutiques that sell the batik of your dreams.

Ready to start your getaway to Yogyakarta? Visit Wonderful Indonesia, and don’t miss out on the magic!