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December 2020

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Homeopathy Treatment and Medicine in Melbourne

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‘The family apothecary’ administers Homeopathy in Melbourne Australia.

Homeopathy medicine is used for the treatment of a disease, which employs specially prepared, dilutes dose of natural substances to stimulate the ability of the human’s body to heal itself.

This was discovered by a German scientist Dr Samuel Hahnemann in 1796. 

Homeopathy is derived from two Greek words “homoeos” meaning ‘similar’ and ‘patheia’ to indicate ‘disease, emotion or feeling’ 

While some people argue against its efficiency, others swear by its great power and effectiveness.

While some argue against its capability, others are swear by its safe and gentle way of treatment as well as its effectiveness.

Homeopathy treatment – the Initial evaluation

Homeopathy is a holistic process of treatment and it works on the principle of “like cures like”. This means that a substance that provokes certain symptoms can also help eliminate these symptoms.

If you go to any homeopathy clinic in Melbourne, the initial evolution of the disease will take a minimum of one hour or even two or three hours. 

The traditional Homeopathic doctor will spend that time trying to understand your special symptoms.

Homeopathy treatment – The remedy

Homeopathic doctor in Melbourne may ask about your physical, mental, and emotional complaints or challenges as homeopathy science deals with the treatment of patient’s disease from physical as well as emotional level.

After collecting all your information, the doctor will review data for patterns.

The homeopath will probably undergo a process of “repertorization” which means cross-referencing all your symptoms in books, called Materia Medica, which list the different remedies and their characteristic symptoms.

Homeopathy in Melbourne uses natural medicines to stimulate and strengthen the patient’s immune system to aid the body in healing itself.

Homeopaths often prescribe different medications to individuals with the same condition. 

‘The family apothecary’ is one of the best homeopathy clinics in Melbourne.

Homeopathy treatment- In children 

It’s quite natural for parents to turning towards the safe medication for their kids.

Homeopathy is effective in the treatment of a child’s various problems.

Whether it is an infantile ADHD , PANDAS/PANS,AUTISM SPECTRUM

and SENSORY PROCESSING or TANTRUMS Homoeopathic treatment is helpful to manage them all. 

Homeopathic medicines are not a habit and therefore one does not need to worry about ‘drug dependence’.

Choose homeopathy, and provide your child with the safest and most effective treatment for their disease.

Homeopathy treatment- In women

About two-thirds of homeopathic patients and homeopathic consumers are women. And the simple reason for choosing this treatment is, a safer and more efficient way to cure oneself.

Women’s health is another area of interest for Sarah, who is homeopathic doctor in Melbourne. She has worked extensively with women’s hormonal complaints, including, PCOS and Endometriosis, Thyroid Complaints, Perimenopause & Menopause, Periods, PMS and Anxiety/Depression.

If you are looking for a homeopathic doctor in Melbourne for child or women – Sarah Valentini, Director of The Family Apothecary, is the right choice for you. 

Sarah is a qualified classical homeopath. Having been in private practice for over 10 years, she has a special interest in working with children and women.

She is available for in-person appointments at her homeopathy clinic in Melbourne.

 

 

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In Health

Tips to a youthful skin

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Call it vanity, call it denial, call it anything, but fact is, no one wants to age, especially ‘visibly’ age. While it is possible to cover up the creaking bones and fix diet to stay healthy, but the face gives it all away.

As we age, so do our skin cells. The essential skin proteins do not get produced in the same amounts as during youth. Consequently, skin sags, gets wrinkling and texture becomes perpetual. 

Whereas a timely visit to the Dermatologist in Lahore can save you from the scampering from antiaging tips later on, but also remember the following very important antiaging tips as well:

Do not skimp on the sunscreen

Sun is a lot of things, but not a friend to the skin. It contains radiations that damage the skin cells and cause premature aging, referred to as photoaging. From wrinkles to textured skin, sun is a gift that keeps giving!

Hence, it is important to wear sunscreen daily. Even if its cloudy, wear it; radiation is still present even if its overcast. Moreover, it is important to replenish the SPF after every two hours. 

When buying the sunscreen, be sure to pick the broad spectrum one and one with SPF at least 30+.

Catch your sleep

Beauty sleep is an ancient concept that is still going strong, and rightfully so. Perhaps due to the busy life we lead today, getting adequate sleep is perceived as a luxury reserved only for the weekends. 

However, considering the benefits and essentiality of sleep, it should be a priority. From physical to mental health, it is crucial for the body to function well in all domains. Moreover, sufficient sleep also helps your skin stay youthful. 

When we sleep, our cells perform the repair and maintenance duties and thus, when we don’t sleep well, our facial skin cells do not heal properly, leading to signs of aging. So, try getting at least 7-9 hours of sleep daily. 

Antioxidants are your friend

Free radicals are chemicals produced by the body in response to essential chemical reactions and other environmental factors. Usually, antioxidants help counter these damaging chemicals in the body. However, when there are less antioxidants as opposed to free radicals, body experiences what is known as oxidative stress. 

From life threatening conditions like cancer to aging, oxidative stress poses all sorts of problems. Hence, consuming and using antioxidants is essential. 

Antioxidants also help protect the collagen levels and thus, by extension, slow down aging as well. 

Eating a balanced diet full of natural fruits and vegetables like mangoes, citrus fruits, green leafy vegetables can help restore balance in the body. However, oral supplement so antioxidants are also available. 

Furthermore, many topical antioxidant treatment options are also easily available. Using these will protect the skin from signs of aging. 

Massage your face 

Massaging is not just super relaxing, but when done right, it also helps in preventing the signs of aging. 

It helps in improving the circulation to the facial skin cells, which get adequate nourishment that keeps them healthy. Oxygen that comes with better circulation also helps to increase the production of collagen. 

Massage also helps to relax muscles; tensed muscles are more likely to cause wrinkling of the skin. It also aids in the absorption of the serums and skin treatment products better into the skin. 

Exfoliate thy face 

As we age, the cell turnover also decreases. Hence, the dead skin cells just keep piling on top of each other as they are not replaced quick enough. This layer of dead skin causes the complexion to become dull. It also prevents your skin care products from easily penetrating into the skin. 

Exfoliation, on the other hand, takes things in its own hands. It removes the dead skin cells, restoring the youthful glow. Moreover, it also helps the antiaging serums and potions to penetrate into the skin, better. 

Collagen is what you need

Collagen is an important protein found in the skin. It helps to keep the skintight and bouncy. However, as we age, the collagen production also decreases. And thus, skin starts to sag and get wrinkly. 

It is however, possible to preserve the collagen in the body. One trick is to eat plenty of protein as collagen is a protein! Another is to take plenty of antioxidants. 

The collagen supplements and potions however are heavily contested. Since we cannot dictate how our body consumes the food eaten, hence, oral supplement and be utilized any which way by the body. Also, creams are also not effective as a collagen particle is too big to be simply absorbed into the skin. So, do not invest too much in these products. 

Aesthetic procedures like microneedling and collagen fillers have shown much more promising results. Consult the best Dermatologist in Karachi about which procedure should you go for youthful skin!

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In Tech

Steps for malware prevention for small businesses!

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Malware attacks on small businesses remain a serious cyber threat. Malware refers to malicious code or software, which can have multiple or a specific use. Scammers and hackers often rely on malware to steal, modify, or gather data, or sometimes, to just spy on user activities. In this post, we are discussing the basics of malware prevention and other aspects that matter. 

Should your small business worry about malware?

Malware can affect your business in many ways and can origin from different sources. For instance, a considerable number of malware incidents are related to phishing emails and unverified downloads. Small businesses do not spend as much on cybersecurity and are often not cautious with malicious files and downloads. As a result, many brands and companies have suffered extensively in many ways. There are instances, where companies have been forced to a pay a ransom, so that they can gain control of their operations, following a ransomware attack. So yes, your business has to take malware prevention on priority. 

What steps can be considered?

  • Stop careless web browsing. This may mean restricting access to many websites, or limiting the use of internet at the workplace, but find the best way to avoid careless internet browsing. 
  • Let your employees know what malware attacks are all about, with examples. Each employee should know how social engineering works and ways in which a hacker or scammer may try to target them.
  • Remove old software. Old, unused, and obsolete software and firmware should be removed immediately. Make this mandatory for legacy software in particular, and yes, update everything else, including your operating systems. 
  • Recommend a spam filter. Many malware attacks happen through emails, and more often than not, an employee is to blame. Since phishing emails are rather common, using a spam filter can help your employees to a large extent. 
  • Use antimalware software. There are some really good antimalware software suites out there, which are effective and useful against a wide range of malware types, including ransomware, viruses and trojans. Find one that’s designed for small businesses and is effective for the same. 

Finally, consider spending on cyber insurance. Sometimes, despite your best efforts, things may go wrong, and you don’t want to bear the brunt and all the consequences, especially when your company did enough for malware prevention. Check online to find more on cyber insurance, and make sure that malware remains a core aspect of employee cyber awareness training.

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In Finance

Benefits & Risks Involved in ELSS Funds 

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Today there are so many mutual fund categories that you will find schemes catering to the needs of almost every individual. This is why financial advisor ask retail investors to first understand their appetite for risk before investing in mutual funds. Although mutual funds have historically offered far better returns as compared to conservative schemes, some funds like equity schemes are highly volatile in nature. Mutual funds are a pool of professionally managed funds that invest in a diversified portfolio of securities for income generation. 

ELSS is an open ended mutual scheme introduced for those looking to invest in a tax saving instrument. ELSS is a better tax saving scheme as compared to traditional tax saving schemes for several reasons. ELSS is probably the only investment scheme that comes with a tax benefit. Also, since this scheme comes with a predetermined lock in period of three years, investors cannot withdraw their ELSS funds for a minimum period of 36 months from the date of investment. However, the three year lock in period is probably the shortest among other tax saving instruments. 

Here’s an example to help you understand how equity mutual funds like ELSS work:

Investors can invest up to Rs. 1.5 lakhs in an ELSS scheme and claim tax exemption for this investment amount. That’s because according to the Section 80C of the Indian Income Tax Act, 1961 an investor can invest up to Rs. 1.5 lakh per fiscal year in ELSS funds and claim tax deduction from their gross annual income. So, if you earn Rs. 12 lakhs per annum and invest Rs. 1,50,000 in ELSS funds you can bring down your annual tax liability to Rs. 10.5 lakhs.

What are some of the benefits of ELSS fund investments?

The biggest advantage of an ELSS scheme is that it comes with a tax benefit. Since ELSS is probably the only mutual fund scheme to offer that, it has an upper hand over other equity mutual funds. Apart from helping investors get rid of their tax woes, the three year lock in ensures that the invested amount continues to grow and accrue interest over the long term. Also, there is no upper limit for investing in ELSS, however one cannot claim for tax deductions exceeding Rs. 1.5 lakhs for their investments in ELSS schemes. There are some fund houses which offer the option of investing an amount as low as Rs. 500 per month in ELSS which makes it an approachable investment choice for almost everyone. 

Are ELSS investments entirely risk free?

Although ELSS funds offer investors with a tax benefit, they cannot be termed risk free. As the names suggest, an ELSS schemes aims at generating capital appreciation by predominantly investing across company stocks and other equity related instruments. In fact, with an equity oriented portfolio, ELSS become a high volatile investment. That’s because equity funds like ELSS are prone to market’s volatile nature. Over the short term, one can even incur losses from their ELSS investments. This is why most ELSS investors prefer the option of investing in ELSS via SIP. Systematic Investment Plan (SIP) is an easy and convenient way to invest in mutual funds. With SIP, investors needn’t worry about market vagaries as only the amount which invest monthly is exposed to market’s volatile nature. Also, the three year lock in assures that investors are able to build a decent corpus using ELSS funds. 

ELSS funds carry a high risk rewards ratio. If the ELSS fund that you invested in is giving decent returns even after the lock in period, investors can continue to remain invested instead of withdrawing the fund. However, ELSS doesn’t offer guaranteed returns and thus, investors are expected to determine their appetite for risk before investing. 

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In Finance

Benefits of Investing in Global Funds

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Thanks to the advancement in the world of investing, people do not have to depend on conservative investing tools anymore of income generation. Back in the day, middle income earners only had options like bank FDs and post office savings schemes for investment. The problem with conservative schemes is that they have lengthy lock in periods, offer fixed interest rates and do not have any liquidity. Also, the interest rates that they offer is generally on the lower end and may not be adequate enough for investors to achieve their life’s short term or long term financial goals. In the recent past, mutual funds have offered decent capital appreciation for investors seeking capital appreciation over the long term. For those who aren’t aware, mutual funds are a pool of professionally managed funds that offer active risk management. The reasons mutual funds have found success with generating far more returns than conservative schemes are because they invest in a diversified portfolio of securities.

What Asset Management Companies owning mutual funds do is that they collect money from investors sharing a common investment objective and invest this pool of funds across various asset classes and marketable securities. Depending on the nature of the scheme and its investment objective, a mutual fund may invest across various money market instruments including equity, debt, gold, real estate, corporate bonds, G-sec, etc. In order to help investors, make an informed investment decision, market regulator SEBI has further categorized mutual funds based on their unique characteristics like asset allocation strategy, investment objective, risk profile etc.

Of the several mutual fund categories, equity schemes have been the most sought after mutual fund schemes that are known to offer far better capital appreciation as compared to other investment vehicles. They have a high risk rewards ratio and have historically become offered exceptional returns over the long term. This is why mutual fund experts recommend investors to keep a long term investment horizon while investing in equity schemes. Thanks to the introduction of equity schemes like global funds, it is now possible for investors to even seek capital appreciation by investing in international markets and economies. 

What are global mutual funds?

Global mutual funds or international equity mutual funds are open ended schemes investing across international markets. Investors who carry a moderately high risk appetite and looking for diversification can invest in global funds. 

Benefits of investing in global funds

Today, we as consumers have definitely bought goods or services of global giants that have entered India. Google, Amazon, Microsoft, Facebook are only few of the many names that have become common in Indian households. If we are using their services or buying products online, we are helping their business grow. Then why not invest in such companies when you have the chance to do so. Also, the Indian GDP is facing a slow growth, something that isn’t happening with the foreign economies like the USA. Also, investing in global funds is as easy as investing in any other equity fund. Investors need to make sure that they are KYC complaint in order to start a SIP in global funds. Systematic Investment Plan is an easy and convenient way to invest in global funds. Investors can decide on a monthly investment amount they are comfortable with and invest this amount at periodic intervals. Investors can also refer to an online SIP calculator, a free online tool which might help investors get a fair idea about how much they need to invest in order to achieve success with their investments in global equity funds. Also, those who are new to mutual fund investing are expected to consult a financial advisor before investing.

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