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S-Q-L injection is considering as a standout among the topmost extensively renowned attacks again the website apps. Their attacks based on injection or insertion of the S-Q-L query by the info from consumer to the application. An operative S-Q-L injections work would read an elusive set of info from databases, make an alteration of database info, implement the tasks of the organization on the database, earn substance of the available document show on the D-B-M-S record structure and then again the issue is still commanding to functioning operating system.

A successful S-Q-L injections attack would have access to reach the delicate information of servers such as secret code, electronic mail, consumer name, and many more. S-Q-L injection would be remarkably critical. Perform the classic S-Q-L injection is quite easier through the browser relying upon attack by the injecting questions in numerous limitations. However, it is also requiring an understanding of S-Q-L based questions. For the unseeing S-Q-L injection or some other ones, you should be a professional by owing a great extent of understanding regarding the database questions, record design and experience. As well as make use of manual tactics requires too much time.

Open Source SQL Injection Tools

Such tools are the most influential ones and would be performing automated S-Q-L injection attacks in contradiction of targeted apps.

B-SQL Hacker

B-S-Q-L hacker is considering as a great tool of S-Q-L injection – which assists you to keep performing S-Q-L injection attack against web applications. This injection tool is designed for the ones who are interested in automated S-Q-L injection tool. It’s particularly designed for the Blind S-Q-L injection. It is super-fast and performing multiple threaded attacks just for the sake of fast and better results. It’s working in the automated mode and would be extracted some set of info from the database. This tool is coming in the G-U-I as well as console support. You have access to keep trying any of the available modes of UI. From the mode of GUI, you would load or save the attack data.

It is supporting numerous points of injection that includes request string, cookies, H-T-T-P headers, and POST. It is also supporting a proxy on account to keep performing the attack. It would also utilize the default details of verification to logged in into the website accounts and then performing the attack from the available account. It’s supporting URL’s that are protected by S-S-L, as well as they would be utilized on the S-S-L URLs along with an illegal cert.

SQLmap

S-Q-LMap is fundamentally an open-source tool of S-Q-L as well as the topmost renowned amongst the entire available tools of S-Q-L injection. It turns outs easier to feat the S-Q-L injection susceptibility of the website app and takes possession of the database server. It is coming with an influential detection engine that can be detected easily at many S-Q-L injection-related susceptibilities. It’s supporting a huge-ranging of database servers. There are many famous database servers are previously added. 

Also, it is supporting numerous types of S-Q-L injection attacks that include Boolean based blind, time-based blind, error-based, U-N-I-O-N query-based, and stacked questions. One of the great aspects of this injection tool is: it originates along with an integrated system that recognizes the secret code hashes. It also assists in finding out the hash of the secret word, and after that, it cracks the PIN through execution of dictionary attack.

SQLninja

SQLninja is fundamentally considering as a tool of SQL injection – which is exploiting website apps that are using the server of SQL as a database server. This injection tool might not identify the place of injection on an initial basis. However, in case it got discovered, it would easily mechanize the procedure of exploitation and remove the set of info from the database server. 

It would incorporate the remote shots in the archive of the server of database OS on account to restrict the data implementation prevention. This tool is designed to let the attackers obtain remotely accessibility to the S-Q-L database server. SQLninja would be assimilated along with the Metasploit to obtain G-U-I accessibility to remote the database.

Safe3 SQL Injector

Safe3 S-Q-L injector is considering as the main influential tool but accessible to utilize the S-Q-L injection tool. Similar to different tools of S-Q-L injection, it turns out the procedure of S-Q-L injection automatically as well as assists the attackers to obtain the accessibility towards a remote server of S-Q-L to exploit the S-Q-L injection susceptibility. This tool owns an influential Artificial Intelligence system that identifies the database server easily, type of injection and the great mode to exploit the susceptibility.

It is supporting the H-T-T-P-S and H-T-T-P sites. You have access to perform S-Q-L injections through cookies, POST or GET. Moreover, this tool supports the verification to keep performing the S-Q-L injection attack. 

Mole

Mole is a fundamentally spontaneous tool of S-Q-L that is accessible for totally free. It is an open-source project which is hosted on the Source-forge. You are only required to identify the susceptible U-R-L and after this passing it in tool. It would discover the susceptibility from available U-R-L by makes use of the Union-based or else Boolean-based question tactics. Mole is offering a command-line-interface, the however interface is quite easier to utilize. 

Furthermore, it is also offering auto-completion on command arguments and commands. So, in that case, you would have access to make use of this tool easily. Mole is supporting Postgres, MsSQL and MySQL servers of the database. Here, you would only perform the S-Q-L injection attacks in contradiction of such databases. It is supporting cookie, P-O-S-T and G-E-T based attacks.

Summary

S-Q-L injection is fundamentally considering as the topmost usual attacks contrary to the website apps. It is utilized alongside the sites that are using the S-Q-L to make queries of data from the database server. An effective attack of S-Q-L injection has access to read the critical data that includes electronic mail, consumer name, PIN, as well as the details of credit card from the database. An attacker would read your sensitive data and change/remove data from the database. However, if you obtain any cyber security certifications – then you will be able to deal with technical aspects to secure your data. Though such tools would perform the attack automatically, and within a minute, a person would achieve an effective result of the attack. They also let the person get accessibility to the column or table of the database in only a single click and then attack the procedure.

 

ULIP policy comprises of two beneficial components, which include life insurance and investment. Until the intervention of the Insurance Regulatory and Development Authority of India (IRDAI) in 2010, ULIP was an inferior product, mainly because of the excessive charges of 6-10%. The IRDAI had made numerous alterations, including capping of the costs, which led to the product’s popularity.

Let us first discuss what is ULIP and how it works, after which we will explain why it is a safe investment avenue.

ULIP is a type of life insurance policy with the added benefits of investments. The amount paid by policyholders towards the premium is divided into two parts. One portion secures the life cover, whereas the other segment is invested in equity, debt, or hybrid funds. ULIP offers numerous benefits due to which it has emerged as a prominent product for wealth creation.

Why ULIP is a secure investment alternative

Here is a list of five reasons that make ULIP a stable investment option:

  1. Ideal for beginners

If you are a first-time investor, you can avail of the dual benefits of insurance and investment offered by ULIP. Such a plan helps you in securing your family’s monetary future. Moreover, you can invest in different types of funds, like equity, debt, and balanced funds, as per your risk-taking capacity. As a new, risk-averse investor, you can consider investing in debt and balanced funds to build a diversified portfolio and mitigate the risk.

  1. Higher returns

Compared to any other insurance plan available in the market, the ULIP policy offers a better investment return, as you have the exposure to invest in equity funds. The premium that you pay is invested in different asset classes. For instance, if one of your asset classes is in loss, it can be covered by the profit earned in another asset category. It is one of the reasons why ULIPs can provide better returns. You can expect a minimum of 10-12% of returns from top performing ULIP funds if you stay invested for a long tenure. The returns that you earn on the plan’s maturity are tax-free, making ULIP an effective wealth-generation tool as compared to other investment instruments available in the market. Low-risk investments like fixed deposits also offer some tax benefits, but the income earned from it is taxable.

  1. Lock-in period to encourage financial discipline

ULIP comes with a mandatory lock-in period of five years, which is one of the reasons that it inculcates a saving habit. The lock-in duration also depicts that you cannot break the policy midway, making ULIP a healthy and secured investment option. By investing in ULIP, you can get the tax benefits until the date of maturity, making it an attractive investment choice.

  1. Flexibility

The possibility of switching from one plan to another makes ULIP an ideal investment option. Based on the volatility of the equity market and your risk-bearing appetite, you can shift from an equity fund to a debt fund to curb the losses that can occur due to the market’s poor performance. In ULIPs, you have the choice to invest in equity, debt, or hybrid funds, as per your risk-taking capacity and long-term financial objectives.

  1. Dual tax benefits 

The premium that you pay towards the ULIP is permissible for a deduction under Section 80C of the Income Tax Act, 1961. Besides this, the income that you earn on maturity is tax-exempt, according to Section 10(10D) of the Act.

With ULIPs, you can meet various life goals, like children’s higher education and wedding, or buying a new residential property. Investing in top-performing ULIP funds for a long period will help you in transforming your ambitions into a reality and secure your family’s financial wellbeing through the life insurance component.

Maruti Suzuki is very popular in the second-hand car market, thanks to its incredibly low running costs and high reliability. Buying a used car is often like shooting in the dark unless you are sure about the condition of the vehicle you choose to buy. When it comes to purchasing a used car, most buyers find themselves to be a little unclear as they are not always aware of how to buy a used car. 

If you are looking for a pre-owned sedan, Maruti Suzuki is a recommended brand to choose. In the second-hand car market, your options for a Maruti Suzuki sedan include models like Dzire, Ciaz, Baleno (older sedan), SX4, Esteem and, if you are lucky enough, a Kizashi. 

Then again, why should you go for a Maruti sedan when there are plenty of other options available? Well, here are some reasons why Maruti Suzuki cars are pretty much the best used cars to buy:

Reliability

The ever-increasing number of Maruti Suzuki owners is a testament to the fact that it’s a highly reliable brand. It boasts of the greatest number of real testers driving its cars as it is inevitably the most sold car brand every year. One cannot maintain such a sales record for decades with ordinary cars, isn’t it? When you are looking to buy used cars, you truly get to know the worth of the Maruti Suzuki brand. 

Mileage

A critical reason why Maruti should be your first choice is its highly fuel-efficient cars. Right from its entry-level cars such as Alto, Ciaz to its premium S-Cross SUV, all are known to consume less fuel per kilometer. When you have great fuel-efficiency along with reliability in a car, do you really need anything else? 

Maintenance

Often when listing down low maintenance cars, four out of five are Maruti Suzuki’s. They are easy on the pocket when at the service station too. It is one of the most important reasons why Maruti cars are the best second hand cars to go for. 

Massive dealer network

Maruti Suzuki’s dealer sales network has more than 3600 outlets across 1861 towns and cities. So, if at all your Maruti breaks down anywhere, you are more than likely to find an authorized service station nearby. Even if you don’t, every garage can repair a Maruti car. Another advantage of a good network like Maruti’s is the easy availability of spare parts in remote locations as well. 

The carmaker also has a good network of True Value stores. You can buy used Maruti Suzuki cars from these outlets that also assist you in getting a used car loan. Check your monthly instalments using used car loan EMI calculator to plan your budget wisely.

Brand resale value

Some people buy used cars to hone their driving skills before they upgrade to newer cars. Most of these cars are then resold in the market as a third-hand car. A car from a renowned brand such as Maruti Suzuki will fetch you more value than any other brand in the resell market for sure even if yours is already pre-owned. 

Take advantage wide range of used car loan at attractive interest rates and drive home your dream car.

The central idea behind introducing the Udyam Registration, previously called Udyog Aadharwas to simplify the tedious process that business owners had to go through to register or enlist their business as an MSME.

About Udyog Aadhar

Udyog Aadhar or Udyam Registration is an identification system, particularly for MSMEs. It is a Government registration system that offers a recognition certificate and unique number to certify micro, small and medium enterprises. By registering your business via MSME Udyog Aadhar or Udyam Registration, you can enjoy numerous benefits that the Government offers for MSMEs. 

Udyog Aadhar Registration Process

The process of Udyog Aadhar registration is entirely online and based on self-declaration. It is also free of cost. Before you register your enterprise under MSME Udyog Aadhar, check whether your business fits the eligibility criteria. Given below is how enterprises are classified.

Enterprise Maximum Investment in Plant and Machinery  Turnover Threshold
Micro-Enterprise Up to Rs.1 crore Up to Rs.5 crore
Small Enterprise Up to Rs.10 crore Up to Rs.50 crore
Medium Enterprise Up to Rs.50 crore Up to Rs. 250 crore

 

Easy Guide

Here is a simple guide for registering your business as an MSME. 

Step 1. Visit the official Udyam registration portal. 

Step 2. Select the “For new entrepreneurs who are not registered yet as MSME” option. 

Step 3. Enter your name as per your Aadhar card along with your Aadhar number. Then click on “Validate and Generate OTP.” You will get an OTP on your registered mobile number. Enter the OTP and click Validate. Doing this will validate your Aadhaar number.

Step 4. In the next step, select your organisation type, enter your PAN number, and click on validate. Doing this will validate your PAN.

Step 5. Next, you will need to provide your enterprise’s address, location, email address, mobile number, etc.

Step 6. You will also have to give your enterprise’s active bank account details. 

Step 7. The next set of information to be filled is the enterprise’s details. Mention your business’s main activity, i.e., ‘manufacturing’ or ‘services.’ Then submit the National Industrial Classification (NIC) Code for Activities and the number of people employed. After this, enter the amount of money you have invested in plant or machinery.

Step 8. After submitting all the particulars, select the District Industry center from a drop-down menu. After selecting, accept the declaration and click on “Submit and Get Final OTP”. Enter the OTP number and click the “Final Submit” button.

Step 9. After clicking on “Submit and Get Final OTP,” you will receive a registration number. Once the information is verified, you will receive an E-registration document in your email.

After registering your MSME with MSME Udyog Aadhar, you become eligible for benefits like getting a business loan at subsidised rates.

Whether it is for working capital or business expansion, MSME loans can offer you adequate finance quickly. To avail a loan, check your business loan eligibility and the documents required. 

Once you have checked your business loan eligibility, and have your paperwork in order, fill the application and get the funds in your bank account. 

With the vision to offer affordable housing to all, the Indian government has launched a variety of housing schemes. These schemes work towards providing easy home loan schemes so that the economically-weaker sections of the society can achieve their dreams of purchasing a home of their own. These affordable housing schemes allow potential homebuyers to avail a home loan through a housing loan scheme or purchase their own house at a price that is lower than what is offered in the market. 

Let’s get to know some government housing schemes. 

Pradhan Mantri Awas Yojana (PMAY)

One of the significant government home loan schemes that were launched to provide housing for all citizens is the Pradhan Mantri Awas Yojana (PMAY). The PMAY is a welfare scheme which aims to provide affordable housing to the society’s economically weaker sections. This was introduced to raise the standard of living of all social classes. Through the PMAY-U the Government intends to achieve its mission of “housing for all” in urban areas by 2022.

The PMAY scheme is a government home loan scheme extended through the Credit Linked Subsidy Scheme (CLSS) which offers its beneficiaries subsidy on home loan interest rates. This subsidised government home loan scheme allows the urban poor to avail of housing finance at cheaper ROIs. Based on the annual household income, you can qualify as a beneficiary under the- Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle-Income Groups (MIG 1 or MIG 2). 

You can avail of PMAY subsidy benefit under the following guidelines.

Beneficiary Annual household income Maximum home loan  allowed for availing subsidy Interest rate  subsidy Maximum loan tenure (in years)
EWS Up to Rs.3 lakhs Rs.6 lakhs 6.5% p.a. 20
LIG Rs.3 to 6 lakhs Rs.6 lakhs 6.5% p.a. 20
MIG-1 Rs.6 to 12 lakhs Rs.9 lakhs 4% p.a. 20
MIG-2 Rs. 12 to 18 lakhs Rs.12 lakhs 3% p.a. 20

 

As a beneficiary, you can use this housing loan scheme to complete the purchasing of your home. This housing scheme makes female ownership or co-ownership mandatory under the EWS and LIG categories and an optional clause under MIG-1 and MIG-2 categories. Furthermore, the houses that are built under the PMAY use eco-friendly technology and materials to lower the environmental pollution. 

Along with PMAY, there are other housing schemes introduced to assist people in purchasing their own houses. Some of them are given below.

Delhi Development Authority Housing Scheme

The Delhi Development Authority (DDA) has been bringing out housing schemes to provide housing to all, especially the economically weaker sections at an incredibly reasonable rate. Along with the income-based categorization for the apartments, the DDA housing scheme also reserves apartments for war widows, specially-abled, SC/ST individuals and ex-servicemen.

The Maharashtra Housing and Area Development Authority Scheme

The MHADA provide affordable houses through a lottery scheme. The MHADA offers affordable housing options in different cities of Maharashtra for people who do not have homes of their own. In this scheme, the houses are allotted based on income.

When searching to apply for a home loan under govt housing loan scheme like PMAY, head to Tata Capital. Before applying for a loan, always use a home loan EMI calculator to calculate your home loan EMI