Marci Kott, Author at meekscutoff.com

In Health

How Should You Approach Someone With An Addiction?

August 12, 2020 No Comments

Addiction can be one of the toughest things people face – whether they themselves are experiencing it, or they discover a loved one is – but knowing how to actually address the issue can leave some people confused – or even result in them unknowingly mishandling the situation to disastrous effect. Approaching someone with an addiction properly is key to helping them minimise – and eventually cease altogether – their suffering, which is key to ensuring they can recover both in the short and long terms. As you might be a bit unsure regarding how to approach someone with an addiction, in this article we provide a few simple points to help give you somewhere to start from.

Empathy is everything

Rehab clinics in Melbourne work to bring constructive and tailored help and advice to people with addiction, and this is how other people should also approach anyone with an addiction. Although the temptation to shout and curse and inform someone of all the ways they’ve ruined not just their own lives but the lives of others around them can be tempting, this sort of behaviour will only make the entire process much harder. You have to remember that the person with the addiction is suffering, so approaching them in a calm, constructive and empathetic way is key to ensuring they know that you only mean to help them out. Even if you’ve been hurt through their selfish actions, reassuring them that you want to help can really help them know that they mean a lot to you and you only want to see them better (rather than giving the impression you’re sick of their behaviour). This is even more important when you know their health and wellbeing is at stake, or if they’re experiencing some particularly problematic relationship issues.

Be specific and encouraging

Talking to someone about their addiction in broad strokes can make the process much harder than it needs to be, as being general about the whole thing can open them up to denial. Instead, you have to inform them about very particular things that they’ve done as a result of their addiction that has caused hurt, ether to them or their loved ones. By giving them appropriate context, the individual with the addiction can better understand how their problem is routinely affecting those around them. When doing this it’s also a good idea to speak in the first person, as you using a personal case can help reinforce distress from your perspective, rather than leaving room for your contributions to be disregarded. It shouldn’t be just about telling them all about the hurt they’ve caused – you should be actively encouraging them so that they know that you want them to get better, rather than just seeming like you’re sick of their behaviour. Point out things that are important to them, such as family or their career, and let them know it isn’t too late to start improving the situation.

Preparation is everything

If you are planning on talking to someone with an addiction, being prepared is extremely important. by writing down all of your key points, you can avoid fumbling your conversation with them. These kinds of conversations can be very stressful for both parties, so being able to retain your cool with information you have noted already can help considerably in preventing the situation from spiralling out of control.

In Insurance

Can tenants also buy home insurance? Explain step-by-step guide on house insurance for tenants

August 11, 2020 No Comments

A home insurance policy is not a luxury but a necessity for homeowners, landlords, and tenants. It protects your home against the damage and loss caused by natural/human-made calamities like floods, fire, storms, earthquakes, thefts, robbery, etc. Adding to this, nearly all mortgage companies require the borrowers to have a full purchase price insurance of the residential that needs to be financed. Banks or lenders do not proceed with the real estate transaction without giving the proof.

Usually, landlords or homeowners insure the structure of a house against perils like floods, fires, etc. to secure it against damage cost. But the tenants should also get house insurance as it covers your contents against such perils. Even if your landlord doesn’t make it compulsory, it is a smart decision to buy a renter’s house insurance. This will not just secure your household contents against the damage cost but also strengthen your relationship with the landlord as there will be no clash on the recovery of losses in times of destruction.

What does the home insurance policy in India provide?

Home insuranceIndia can be personalized, depending on the riders or add-ons. Below are some of the coverage benefits of the policy.

Damage to the structure of the house – When a calamity like a hurricane, fire, lightning, or flood strikes, it can harm your entire house structure. At times, theft or robbery vandalizes your property, leaving it in an awful state. Hence, opting for house insurance can save you against the damage cost of repairing or rebuilding both the interior and exterior of the house. You can also seek an add-one cover for destructions caused due to floods and earthquakes in the same policy. Also, free-standing garage, sheds, and other such attached or part of the structure can be covered by taking additional riders.

Personal liability damage – A liability coverage protects you from any type of lawsuit filed by a guest if he/she suffers a physical injury at your residence. A home is a place where you invite your friends and family, on an off chance, if a calamity takes place causing injury to guest at your home and damage caused to your homes, this coverage will help you pay for their treatment.

Hotel or hose rent till the house is being repaired

Sometimes calamities leave your home completely damaged, which requires rebuilding or repairing the entire house. This may compel you to look for temporary accommodation at a different place. This component of a home insurance policy is known as additional living expenses. This type of cover reimburses the cost of rent you pay at a hotel room or other accommodation until your damaged residence is repaired.

Step by step guide to buying home insurance as a tenant

Know your requirements for purchasing a home insurance
Determine the amount of coverage
Filter your search based on your requirements
Shortlist the plans and compare them
Choose a plan and read the details
Fill and submit the required documentation
Make online payment

In Tech

Cybersecurity in 2020: Don’t miss these steps!

August 7, 2020 No Comments

The current year has been disruptive for businesses around the globe. The ongoing 2020 Covid-19 pandemic has forced companies to make WFH a regular option, and for at least a year to come, we will have to deal with social distancing and related protocols. As more employees work from home and companies continue to operate in complex & hybrid IT environments, cybersecurity remains a concern. Cyber threats come in various forms – right from backdoor exploit to phishing scams and malware attacks.

This brings us to the question – Is your company doing enough for cybersecurity in 2020? Here’s what every company must focus on, particularly in current times.

Create WFH policies. From recommending a premium VPN for your employees, to offering them devices to work from home, there are various steps that companies can take, depending on their budget and requirements. When employees are working from home, you want them to be productive and more careful about how they access company resources.
Guidelines for password management. Creating strong & long passwords is important, and you may have to recommend a password management tool for your employees. Ensure that employees don’t make mistakes like retaining default passwords, using same password for different devices and accounts, and reusing old passwords.
Consider added security. For ensuring better cybersecurity in 2020, you have to add extra layers of protection. A good idea would be to enable lockout feature for accounts and devices, so that brute force attacks can be prevented. Next, use two or three-layer authentication where needed.
Focus on access. From managing access to your IP cameras and recorders, to handling servers, networks, and other networked devices, there should be a clear means to manage access rights. If possible, go for a reliable Identity & Access management suite.
Spend on training. Regular webinars and web meetings can be handy in training employees for cybersecurity in 2020. This year, employees would have to handle a lot more risks on their own, without direct assistance from the security department, so they need to be updated.

Finally, don’t miss on having an incident response plan, so that everyone knows what must be done in time, so as to reduce damage and consequences, in case a breach occurs. The idea is to prevent security breaches and cyberattacks in the first place, and for that, nothing will matter more than collaboration between teams and people within an organization.

In Gaming

Fantasy Football gives a feel of playing Real football

August 5, 2020 No Comments

The games and sports attract many players in this era. There are fantasy games that can help the gamers to enjoy the game playing virtually yet enjoying the norms of the games with a little variation. Fantasy sports game attract sports lovers as these games give the experience of playing real games online with same passion and thrill. There is huge list of online games played, sports game are liked by many sports lover. These games are cricket, kabaddi, football, baseball, hockey and basket ball. These are fantasy games that prove to the world the importance of all the sports played worldwide.

Fantasy Football is a game where the participants or people create their own team that can compete with the fantasy owners. The selection of team is based upon the statistics and scores generated by the real individual players or team that are professional. With best fantasy football game the football game lovers can experience playing real football without playing physically. They can enjoy the online game and find them totally involved and enjoying to a great extent. According to their original score the team of real football players is created. Their main aim is to create the best team that can score well.

Fantasy Football:

Football is a game with international reputation that is enjoyed by a huge number of lovers. The rules of the game on this platform are also very simple and just like the offline game. Fantasy football is an online game that involves 11 top players in a team. It is a virtual team created by the user and includes players who have scored and are rewarded for their individual performance in real life games. The top 11 players should be selected on the basis that they will score points for the team. The players’ performance in goal-keeping, mid-fielding, striking and defending should be considered while selecting the players for the team. As the game progresses, fantasy points of every player get updated on the basis of their performance. An excellent platform is provided by Fantasy Football to the sports lovers to showcase their knowledge and skills to win the game in daily life. With playing the exciting games and enjoying you can also earn real cash prizes assured bonuses and awesome cash back by using the basic gaming skills and knowledge.

Downloading the new fantasy football app:

The new fantasy football app can be easily downloaded by the sports lover to play the game and enjoy like real matches. There are various websites offering different fantasy games one can open the site and enter their mobile number. The user can get app download link on their mobile, through which one can easily download the fantasy game app. After installing the app you can enjoy unlimited fantasy sports. The app offers attractive options that might include refer & earn promotions, rewards and assured fantastic gaming experience. The app also offers to its users a user-friendly interface, exclusive offers and promotions, updates and secured as well as safe transactions. You can also watch live games on the app. The best platform is offered with altogether a new experience of the world of fantasy sports.

Practice and Cash Contest:

The app offers variety of matches like practice, cash and private matches. If you are new to the fantasy sports game, it is better to select a practice contest which helps you test your knowledge and skills of your favorite fantasy online games. The prediction over the performance of the players can also be judged. If you are already aware about the point calculating system and the rules of the game in fantasy sports then you should opt cash contest. The knowledge and skills related to the game will help you earn some real cash. In various games you can easily select the options from small to big cash contests.

Fantasy Football games played online:

Get Started: Downloading the app is followed by selecting Cash league or Practice Contest. The next is to create your best team that includes 11 players. Points are allotted for creating the team and selecting the players. The chosen players will give you points according to their performance in the real matches. The team of 11 players includes 1 goalkeeper, forwards minimum 1 and maximum 3, defenders minimum 3 and maximum 5, mid-fielders minimum 3 and maximum5. Squad of maximum 7 players can form a single tea. You can create the squad of 11 players from both the teams competing against each other.

Cash Leagues and Practice Contest: If t you are new or a beginner to the online game you should choose the practice contest. On the other hand if you are aware about the fantasy games and have required knowledge you can choose Cash leagues to play. Private league can be played by the user, by inviting friends to download the app by refer option. With your friends you can enjoy playing private leagues.

Points system:

The scoring pattern of this game is divided into three parts –Attack, Defence and Bonus. All the rules related to the game are explained in the fantasy game app. The positive points in the game can be attracted by every successful tackle or assist, clean Sheet and valid scored goal. Self goal would attract a negative point to the game. Valid assist will give you 5 points whereas penalty shot saved would give you points.

Discipline: In every game discipline is must otherwise the player faces negative points. There are two disciplinary cards. If the player gets any of these cards during match it will attract negative points for the team. Yellow card give 1 negative point while Red card attracts 3 negative points.

Winning the best fantasy football game require patience, skill and determination for the participant. The virtual games are played and the winners are decided according to the real life performances of the players and their score. Either you play practice contest or cash contest points are scored when players in the squad are selected.

In Wedding

Thoughtful Anniversary Date Ideas

August 1, 2020 No Comments

Celebrating anniversaries is important to many couples, whether they’ve been together for a few years or a lifetime. However, it can be difficult sometimes for a couple to “keep it fresh” and find new ideas on how to celebrate their love. Here are some ideas to help. Some are new, and some are tried and true.

Dinner and a Movie

A couple could rent the first movie they watched together and pair it with the meal they had together. Even if these initially occurred on different dates, this can be a fun combination for a nostalgia trip. Some might live near a restaurant that serves the same kind of cuisine. They could go there and order the same things they ordered for that first meal together. Alternatively, they may wish to cook the meal together.

Being Tourists in a Familiar Place

One fun little gambit is to tour a city with the fresh eyes of a pair of tourists. They may want to try it in the city they currently live in. Or, they can go back to the city where they first met. Going to parks and museums as if they are seeing them for the first time can create a sense of adventure that adds novelty to a familiar place. A kooky souvenir would be a whimsical anniversary gift.

Pretending to be Strangers

Another fun anniversary gift idea is the go to a park or coffee shop and pretend to be strangers. One partner could approach the other as if meeting him or her for the first time and try to “pick them up.” Creative strategies or pick up lines could stimulate new interest in an old relationship. An established couple can find a new approach to meeting and wooing each other.

Design a Photo Collage

Friends and family may want to help with the almost daunting task of collecting all the best photos of the couple together. They can arrange them artfully or, if they have the talent, shrink the pictures and arrange them into a colorful mosaic in the shape of a heart or other romantic object. Adding pictures of their favorite things and places helps to round out a collage so that it won’t contain only pictures of the couple themselves.

Cuddle Marathon

Perhaps they could spend the entire day in bed together watching old movies. Novelty pajamas or soft, fuzzy blankets make for a cozy environment to relax and enjoy each other in a relaxed, no-pressure environment. The couple could watch YouTube videos on simple massage techniques to soothe aching shoulders and try them out on each other. Eating their favorite foods in bed is another way to enjoy each other’s times together.

Taking a Class Together

Another fun anniversary gift idea is to take a class together. Cooking classes can be an exciting way for couples to build their skills and have new flavor adventures together. Working as a team is a great metaphor for a marriage or long-term relationship. On the other hand, they may want to take an exercise class and motivate each other to get healthier and build stamina and strength.

Keep Being Creative

It is possible to come up with a near-infinite number of ideas for creative ways to celebrate an anniversary. Thinking outside the box can be a fun exercise for couples to find new ideas and strategies for adding novelty to an established relationship.

Marci Kott