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2021

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In Fashion

Choosing Appropriate Makeup Brush for Daily Routine

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Makeup brushes are the main tools for personal beauty preparations. It is hard to apply even a foundation without a brush. Whether you beautify your eyes, cheeks oreyebrows, a makeup brush is necessary. Couponify.com.my lets the makeup artists, professionals and users buy special beauty tools at discounted prices. It offers Look Fantastic Discount Code so everyone has freedom to collect the necessary beauty tools and devices. Understanding the important types and features of a brush is important in order to complete your makeup table collection.

A Helping Tool for Better Finish:

Who doesn’t love an even and smooth finish? Everyone likes to have a better and even finish on skin. This is what makes your skin glowing and attractive. This job is impossible with hands. Most makeup artists use their hands for application of creams, lotions and oils. However, they will use the brush to distribute these makeup items evenly. Do you know any other method of even application? Share with us and let the people know about foundation and skincare applications.

Foundation Brushes:

It is not necessary but it is good. As mentioned above, most beauticians don’t use the brushes. However, use of a foundation brush ensures that application is smooth and even. Foundation brush is important when you use a powder foundation. It helps to relocate the fine powder particles on the skin. On the other hand, it is also good if you don’t want to see the powder in the fingernails.

Liquid Foundation Brushes:

These are “Flat Tapered” brushes best for the liquid foundations. It lets the foundation reach into the hard to reach areas such as around the nose and under the eyes. It is a multirole brush but users should take care when using it. Get the affordableliquid brushes with Look Fantastic Discount Code.Order the right foundation brush from Look Fantastic store and receive at your door in any city of Malaysia.

Duo-FibreBrush:

It is also called “Stippling” or “Airbrush.”It is a sophisticated brush. It takes longer to distribute the makeup on skin. However, it is famous for the precision and accuracy. Makeup artists who want to develop sheer coverage always use this type of foundation brush. It is also an option for application of highlighters, powders and bronzers.

Buffing Brushes:

These are famous as “Flat Top” brushes. These are favorites of many beauticians. These are just like the airbrushes but these are easy to use and offer fast application. Put the foundation slowly on skin and develop coverage. It is just like a painting brush which takes some of the paint from plate and applies it to canvas.

Sponge:

Bring the best sponge with Look Fantastic Discount Code for sheer coverage. It ensures less wastage of foundation while giving a smooth and even surfacing. Take care while using the sponge to apply foundation. Never press the sponge with hard hands. Also ensure that sponge is completely dry so it will not absorb the foundation and build a thorough layer.

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In Finance

Reasons to Invest in Mutual Funds for Child Education Planning

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Over the past few years, education expenses have been growing at a higher rate in India. The cost of government engineering courses is 9 to 10 lakhs  and in top private colleges, it is 15-20 lakhs. In the coming years, the cost may rise between 25 to 35 lakhs if we apply an inflation rate of 10%. 

These education expenses can quickly drain all your savings. In order to save money for your children’s education, most of you are blindly putting your hard earned money into several child policies that are basically insurance policies, bank fixed deposits, physical gold without knowing that these options would provide poor returns that do not even beat the inflation. 

Estimate the Cost of Education

Don’t worry, it is not that difficult, proper financial planning can help you achieve your future goals. One of the most important aspects of financial planning is to determine the amount of money you need to save for your children’s education. Once you are aware of the amount, start investing in the best investment plans in order to meet your financial goals. 

Investment options for your Child’s Higher Education

There are various investment options available in the market one can go for-

  • Mutual Funds
  • Saving Schemes
  • Term Deposits

 

Mutual funds are considered as one of the best investment plans if you wish to save a large amount of money for your child’s future needs. Equity investments are termed as the best for creating wealth in the long run.  Calculate the estimated return on the invested capital by using a lump sum calculator and make the best suited plan as per your financial needs. It is always advisable to invest in equity through mutual funds because of its volatile nature and requires special knowledge. It is always better to start investing as early as possible to gain higher returns in the long run. Let’s find out some reasons why investing in mutual funds can be a good deal.

Why to invest in Mutual Funds for Child Education Planning?

  1. SIPs– Mutual funds via SIP is best suggested by experts as it indulges disciplined savings and protects you from market fluctuations. Also, the power of compounding has a multiplier effect on your money. SIPs are the most convenient investment option available in the market as there is no need for manual payment of installment, the amount will get auto-debited from the account. 
  2. Mutual funds are Transparent– Mutual funds get you all the essential information. You can check where and how your money is being used as an investment. The investment strategy is declared publicly and the net-asset value  is updated online daily. You will be able to check the performance of your investment.
  3. Accepts Small investments– Mutual Fund Systematic Investment Plans (SIP)allows you to make investments of rs 500 every month to avoid any financial burden. This small amount would not affect your monthly expenses and gradually you can increase the installment amount as per your financial plans. Small and regular investments help you achieve your long term goals. Also, compounding and cost averaging both works together to help your money grow in the long run.
  4. Managed by Professionals-Your portfolios are professionally managed by experts for which they take very less amount. These professionals with years of experience help you in effective assets allocation to handle downside and upside of your wealth.
  5. Diversified- Mutual fund allows you to invest in other assets & commodities such as bonds, cash and gold. Through this, you will be able to reduce the risks of investing in one stock and enjoy higher potential returns.

Savings are good but to ensure success of your financial goals,we need to invest in the right asset. There are several traditional saving options available such as RD and Insurance policies. The average rate of interest over the last 10 years is just 7.5% and the interest amount is fully taxable for investors who come in the highest tax bracket. If we go with insurance policies, the rate of return is just 6 %. According to the experts,equity is considered as the best performing asset for long term investment.

It feels bad when taxes eat a substantial part of returns on your investment. Therefore mutual funds allow investors to enjoy tax friendly investments. Long term capital gains of upto 1 lakh rupees per year is completely tax free. If your amount exceeds 1 lakh, you will be charged only 10% tax.

Best Child Plan Mutual Fund

The investment strategy you are going with should be based on the age of your child and future requirement. Suppose your child age falls between 11-15 years so your investment strategy should include the most important step of his career after 10th class. You need a great investment scheme to beat the rising inflation rate and create a corpus for your child’s future goals.There are several child investment plans one can invest in to gain higher returns in the long run. Below given list shows some of the best mutual funds schemes for your child’s bright future. Go through the data to analyze in terms of returns, rank and performance of the funds.

Funds Rank AUM(in cr) 1 year 3 year 5 year
ICICI Pru Child Care Fund (Gift Plan) D 3 28.9 3.9 10.9 17.1
HDFC Children Gift  121.19 0.7 12.4 17.2
Tata Young Citizens Fund 5 3.22 -7.9 5.9 11.1

 

Giving the best quality education to his children is every parent’s dream. To fulfill this dream, mutual funds are a good option if you want to achieve this crucial goal. Mutual funds allow you to invest through various options like debt funds, equity funds, and income funds that help you to decide the best investment scheme. Systematic Investment Plan is an ideal option if you want to invest in your child’s education for a longer duration. Go for professionally managed mutual funds to enjoy higher returns in the long and that too with a very less installment amount with full convenience.

 

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In Auto

Most stylish and durable roof racks in Melbourne

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For every car, roof racks can be versatile and a great addition that can make your road travel and vacation stress-free and enjoyable. Having a roof rack on top of your car can reduce your tension about space and storage during your trip. 

With appropriate roof rack, it is easier to carry bulky items such as sports gears, fishing rods, skis, bicycles, canoes, and kayaks etc. besides tools and supplies like ladders and even lumber for your work sites.

Types of roof racks

In order to carry these bulky and heavy items, many companies are selling roof racks in Melbourne such as:

  • Rooftop Bike Rack  

  • Kayak and canoe racks, boats and other water craft carriers.

  • Snowboard and snow-caked gear

  • Ski roof racks

  • Surfboard and paddleboard racks

  • Cargo Basket, shelving and holders

  • Cargo Box

You may also have roof box installed to carry sporting equipment, wet/dirty clothing, tents as well as luggage in them.

Benefits of roof racks

Roof racks become an integral part of your road trips if you have to carry excessive loads, sports gears, bicycles and various other items for fun enjoyment and adventure.

In addition, the installation of roof racks in Melbourne can also offer you various other benefits such as:

    • Improvement in the appearance of the vehicle – increase aesthetic appeal
    • Provides more comfortable space inside for travelling persons
    • More fresh air in the interior, with luggage on roof rack
    • Allows more luggage space
    • Makes your vehicle versatile for road trips
    • Facility for extra lights on the roof rack- especially for navigating through rough terrains during nights
  • Prevention of interior damage of your vehicle
    • Provision for an area to lock your sporting equipment
    • Increase in the inside comforts of your vehicle – without compromising the space inside the car.
    • Protection of your car from harsh weather conditions, such as rain or snow
  • Ensures safety of your car in the rough terrain and easy maneuverings driving on up-hill road

With so many advantages, it is always better for people moving for road trips to install high quality and durable roof racks in Melbourne on their vehicles.

What you need to consider while selecting roof racks?

While you decide to buy, you will be required to consider few important points, such as:

  • Determine roof type – whether your car is naked, with side rails or gutters?
  • Correctly measure roof size for cross bars – as front and rear width may be different. Car with side rail must be measured between the inside, middle and outside of the rails for mounting cross bars at different points. 
  • Roof weight limit – specific weight limit that your car can hold, generally mentioned in car owner’s manual
  • Use for roof deck – the kind of activity for which roof rack is installed is important for loads like bikes, skiing gears, kayaks etc. It is beneficial to use one that allows easy exchange accessories like bike mounts and kayak cradles and can be removed when not in use.
  • Style, specification, preference and durability

Should you require having one of the most durable, stylish and purposeful roof racks in Melbourne, do contact Roof Racks Superstore – leaders among roof racks manufacturers in Melbourne.

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In Fashion

Stylish Designer Bags with Striking Chain Straps

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It is a dream of every girl to look rock and roll every time.They want to add glamorous touch in their look. But how is it possible? A chic designer bag can do wonders for you and surely take your fashion game to the next level. Add some glam in your day and evening outfits with designer bags. They have some other level statement due to chain straps. Sothe only thing you need to focus on these kinds of bags. They will definitely add some sparkling and shimmering touch in your look without any need of extra jewelry or accessories. If you are eager to buy these bags then you should consider Charles and Keith discount code. In this way you will get handsome reduction on various bags, accessories, and many more things. Is discovering this discount code very hard? No, just visit couponify.sg and pick this exciting offer right now. Here we review some attention-grabbing chain bags that you can’t ignore. Let’s start.

VirtusTweed Shoulder Bag:

The gold-tone metallic detailing makes it shining option. Unquestionably, this bag is gorgeous and eye-popping. Its multi-tone goatskin gives it soft and radian look. Its shoulder chain strap allows its wearer to carry it with utmost ease and comfort. It has many compartments and pockets that help you to keep your things in an organized way. This is not a big bag, but it keeps all your things safe and accessible.

Cahier Shoulder Bag:

This handbag is the best example of style and elegance. This bag is formulated from leather and holds all the qualities that a good bag contains. It is very popular among women across the world. The white and black combo makes it appealing and stunning for fashion lovers. The gold chain strap is enough to glam up the level of this bag.

Dior MaontaigneChain Bag:

Looking for a statement chain bag? Look no more because this bag will definitely grab your attention. It’ssoft and made from gold leather,that’s why sturdy and practical. Its chic design and chain strap both gives glamorous look. Add this to your cart right now and don’t forget to take gain of charlesand keithdiscount code which is obtainable from couponify.sg in order to shop this handbag at nominal cost.

FendiBaguettte Bag:

This iconic and classic handbag is very famous among fashion lovers across the globe. Its light green iteration is amazingly gorgeous and it also comes in array of beautiful colors. So you can choose according to your choice and fashion taste. This bag goes well with any outfit you already have in your close.

Givenchy Crossbody Bag:

Simple and elegant, this bag is an ideal combination of beauty and style. Its vibrant red goatskin texture makes it attractive choice for bag lovers. Its adjustable gold-tone chain makes a great combo with this bag. Exploit charles and keith discount code from couponify.sg and get huge concession on this bag.

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In Travel

Explore the Enthralling Beaches in Dubai

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One among the most preferred luxury travel destinations, the Middle Eastern emirate of Dubai is home to vast pristine beaches. Locally known as the Arabic Gulf, the beaches in Dubai are warm and aqua-blue. The magnetizing Persian Gulf blue beaches make this place a perfect beach resort destination attracting millions of visitors every year.

With a majority of luxury private beaches, Dubai also offers a lot of public beaches. Most beaches are artificial and they are expansive and spread across filled with soft white sand. This allows the visitors have spectacular time on the beaches.

Some Top Best Beaches in Dubai to Relax on the Shore

JBR Open Beach: This is the biggest of all beaches in Dubai and it extends throughout the length of JBR area. One among the best beaches,the Jumeirah Beach is known for cleanliness, as well as a lot of food and snacks. The pristine sands are soft and the water is warm and blue. You can rent water toys and games and enjoy sea biking and scooters.

Jumeirah Beach Park: The Jumeirah Beach Park is a manmade beachfront park that is artificially designed. The grass levels are created on the flat dessert and a lot places are available to play, picnic and eat. It is important notto confusethe JBR Open Beach area with Jumeirah the Beach Park. Being artificially designed, the beach is narrow and maintains less distance from waterline. This is best suited for ladies and children and every Monday only ladies and children are allowed here.

Kite Beach: If you are a luxury traveler who wish to enjoy kayaking and paddle board, then this is the best place for you. Located at the northern end, this beach is a part of the Umm Suqeim beachwith a lot of waves not very huge to allow the surfers engage in various sport activities. The beachis crowded with kite surfers and flying kites. The beach is filled with coarser sand and shells. Furthermore, foodies can have a great time since several food points are available here.

Apart from the above- mentioned beaches some of the other beaches where the visitors can have great fun are:

  • Umm Suqeim Beach
  • Wild Wadi Waterpark, located in Umm Suqeim.
  • Al Mamzar Beach Park
  • The Palm Jumeirah
  • Marina Beach
  • Dubai Creek
  • Jebel Ali Beach
  • La Mer
  • Black Palace Beach

Safe and Secured Beaches

Dubai being a country that offers safe and secure travel experience to the visitors, the best beaches in Dubai are personally secured too. You can see people leaving their wallets, mobile phones and other belonging on the beaches when they go swimming. The beaches are well- facilitated with charging rooms, bathrooms, Wi-Fi, solar power devices charging, lifeguards, showers, and many more.

Dubai’s culture requires the visitors a decent dress code while swimming. You are allowed to wear boardshorts-type bathing suits for men and a one-piece for women but not a bikini. Alcohol is not allowed at any beaches in Dubai.

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